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If you do not have health insurance or if you might lose it, it is important to learn about a law called the Patient Protection and Affordable Care Act.
Most US citizens and legal residents are required by law to have health insurance.
You and your family might be eligible for:
If you do not already have health coverage, the Health Insurance Marketplace (HealthCare.gov) can help. It is a way to find and buy health insurance that fits your budget and meets your needs.
With one application, you can find options that fit your needs. Based on your income, you can find out if you can get financial help to lower your costs.
The same form will let you find out if you and your family members might qualify for free or low-cost insurance coverage through Medicaid or the Children’s Health Insurance Program.
There are 4 ways to apply:
Each health plan must offer a set of benefits that include:
The law also says that:
To learn more about how you can get insurance:
Reviewed: August 2022